Around 74% equity mutual funds have offered negative returns on the lumpsum investments in the last one year, an analysis by ETMutualFunds showed. There were nearly 276 funds in the said time period, of which 204 gave negative returns on lumpsum investments to investors.
Out of 204 funds that delivered negative returns on lumpsum investments, 14 lost in double-digits. In other words, 71 funds gave positive returns whereas one failed to generate return in the said time period.
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Samco Flexi Cap Fund lost the most on lumpsum investments and gave a negative return of 17% in the last one year. A lumpsum investment of Rs 1 lakh made in this fund a year ago would have been 83,002 now.
Motilal Oswal Focused Fund gave a negative return of 14.52% on lumpsum investments and the same lumpsum investment in this fund would have been 85,478 now. Quant Mid Cap Fund lost around 13.54% on lumpsum investments followed by two flexi cap funds.
NJ Flexi Cap Fund and Shriram Flexi Cap Fund – gave negative returns of around 13.38% and 12.94% respectively on lumpsum investments in the said time period. These funds were followed by two funds from Quant Mutual Fund.Quant Multi Cap Fund and Quant Value Fund gave negative returns of 12.84% and 12.27% respectively in the said time period. Samco ELSS Tax Saver Fund gave a negative return of 11.70% in the last one year, followed by three funds from Quant Mutual Fund. Quant Flexi Cap Fund, Quant Focused Fund, and Quant ELSS Tax Saver Fund lost 11.70%, 10.59%, and 10.20% on lumpsum investments in the mentioned time frame. JM Value Fund was the last one to deliver double-digit negative returns in the last one year. The fund lost 10.12% on lumpsum investments.
NJ ELSS Tax Saver Scheme gave a negative return of 9.33% on lumpsum investments in the last one year. Quant Small Cap Fund lost 8.54% on lumpsum investments in the said time period.
Kotak Small Cap Fund delivered a negative return of 7.95% on lumpsum investments in the last one year. Quant Large Cap Fund gave a negative return of 6.81% in the same time horizon.
Two small cap funds – Canara Rob Small Cap Fund and SBI Small Cap Fund – gave a negative return of around 6.52% and 6.30% respectively in the last one year period. Nippon India Small Cap Fund, the largest small cap fund based on assets managed, delivered a negative return of 5.85% on lumpsum investments in the said time period.
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SBI Contra Fund, the oldest and largest contra fund, gave a negative return of 3.70% on lumpsum investments in the similar period. SBI ELSS Tax Saver Fund, the oldest ELSS fund, delivered a negative return of 2.33% on lumpsum investments in the last one year.
Aditya Birla SL ELSS Tax Saver Fund and Bandhan Focused Fund were the last ones to deliver negative returns on lumpsum investments. Both the funds lost 0.06% each in the last one year.
Canara Rob Multi Cap Fund failed to generate any return in the said time period on lumpsum investments.
Positive performers
Motilal Oswal Multi Cap Fund gave the highest return of around 14.26% on lumpsum investments in the last one year. Parag Parikh Flexi Cap Fund, the largest active and flexi cap fund based on assets managed, gave a return of 7.67% in the said time period.
Two funds from ICICI Prudential Mutual Fund – ICICI Pru Value Fund and ICICI Pru Midcap Fund – gave 1.50% and 1.44% respectively on lumpsum investments in the said time period.
ITI Focused Fund was the last one to deliver positive returns on lumpsum investment in the last one year.
Note, the above exercise is not a recommendation. The exercise was done to find if there are any funds that have delivered negative returns in the last one year on lumpsum investments.
We considered all equity mutual funds excluding sectoral and thematic funds. We calculated the performance from September 17, 2024 to September 17, 2025.
One should not make investment or redemption decisions based on the above exercise. One should always make decisions based on their risk appetite, investment horizon, and goals.
(Disclaimer: Recommendations, suggestions, views and opinions given by the experts are their own. These do not represent the views of The Economic Times)