Social Security paper checks ending: What to know

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Starting Tuesday, Sept. 30, New Yorkers and others across the country will no longer be able to receive a paper Social Security check in the mail.

The Social Security Administration announced earlier this year they’re going paperless because electronic fund transfers process quicker, cost less and are a safer way to receive your benefits than paper checks. President Donald Trump issued an executive order issued in March declaring federal benefit payments to primarily be issued electronically, which has led to paper checks being phased out in many cases.

“This change is part of a broader government-wide initiative to modernize payment systems and enhance service delivery,” the SSA said. “By moving to electronic payments exclusively, we aim to improve efficiency, security, and ensure beneficiaries receive their monthly benefits promptly.”

Here’s what to know.

What to do if you still receive paper Social Security checks

A Social Security card amid checks from the U.S. Treasury.

According to the SSA, the change will only affect a small group of beneficiaries who haven’t switched to electronic payment methods yet. Here’s how to sign up for the two electronic options:

Direct deposit: Beneficiaries can use or sign up for a my Social Security online account to manage direct deposit information and access benefit details. Supplemental Security Income (SSI) recipients and international beneficiaries can call 1-800-772-1213 for assistance.
Direct Express Card: A safe and convenient prepaid debit card option for those without a bank account. To enroll, call 1-800-333-1795 or visit www.usdirectexpress.com.

Beneficiaries interested in requesting an exemption from the electronic payment requirement — which the SSA says are approved in extremely rare circumstances — must file a waiver with the U.S. Treasury by calling 1-877-874-6347. SSA technicians are available to assist beneficiaries with this transition and to answer any questions.

Contributing: USA TODAY

Emily Barnes reports on consumer-related issues for the USA TODAY Network’s New York Connect Team, focusing on scam and recall-related topics. Follow her on X and Instagram @byemilybarnes. Get in touch at ebarnes@gannett.com.

This article originally appeared on Rochester Democrat and Chronicle: Social Security paper checks ending: What to know