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Mortgage and refinance interest rates today, January 20, 2026: Annual rates plummet

January 21, 2026
Posted By: ndeeney

In 2026, mortgage rates have started much lower than they did at the beginning of 2025. According to Zillow, the average 30-year fixed mortgage

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Trump has called for a cap on credit card interest rates. How did they get so high?

January 21, 2026
Posted By: ndeeney

Credit card interest rates are near record highs and President Trump has called for a 10% cap on those rates starting Tuesday. AILSA CHANG,

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Bank Discount Rate Explained: How It Functions and Its Importance

January 21, 2026
Posted By: ndeeney

Key Takeaways The bank discount rate is the interest rate on short-term money market instruments like Treasury bills and is based on par value

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Simplifying Interest Rate Swap Quotes for Investors

January 21, 2026
Posted By: ndeeney

Key Takeaways Interest rate swaps are OTC agreements exchanging fixed rate payments for floating rate payments, often linked to LIBOR. Quotes include open, high,

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Quantitative Analysis for Hedge Funds: Measuring Performance & Risk

January 21, 2026
Posted By: ndeeney

Key Takeaways Hedge funds use quantitative analysis to measure performance and risk, involving metrics like absolute and relative returns, VaR, and benchmark ratios. Absolute

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Why Should Every Investor Compare Funds Before Investing?

January 21, 2026
Posted By: ndeeney

Often, investors solely start investing based on returns or after being recommended by a friend. This approach may feel reasonable at first glance, but

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Best AI-Powered Energy Stocks to Buy and Hold Forever in 2026

January 21, 2026
Posted By: ndeeney

1. What are AI-Powered Energy Stocks? AI-Powered Energy Stocks are companies that use Artificial Intelligence to improve power generation, storage, grid management, and energy

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What Is One of the Best Tech Stocks to Hold for the Next 10 Years?

January 21, 2026
Posted By: ndeeney

This tech juggernaut is building multiple revenue streams to monetize its AI technology. The share price of Alphabet (GOOG 2.48%) (GOOGL 2.42%) surged to

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Buy a Spread in Options Trading: What It Means and How It Works

January 21, 2026
Posted By: ndeeney

Explore how to buy option spreads. This approach reduces risk by selling a less expensive option and buying another, aiming for profit while limiting

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Did You Know Retirement Plans Differ by Country? Learn About Yours

January 21, 2026
Posted By: ndeeney

Over 190 countries provide some form of social security for retired workers but few pay enough to serve as a total replacement for earned

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